Disclosures

Disclosures
Last Updated: 07/22/2025

Tier’d Life is an educational platform and financial services site operated by Keyah Vinson, an independent licensed life insurance agent. This website provides general information related to life, health, and annuity services and is intended for educational purposes only. Nothing on this site constitutes legal, tax, investment, or financial advice.

 
Product Disclosures
Fixed Indexed Annuities (FIAs) are insurance products, not investments.
Annuity guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company.
FIAs are not FDIC insured, not a bank deposit, and not insured or guaranteed by any government agency.
Interest credited to an FIA is linked to the performance of a market index but does not directly participate in any stock or equity investments.
Product availability and features may vary by state, age, and underwriting requirements.
 
No Investment, Legal, or Tax Advice
Tier’d Life and its representatives do not provide investment, legal, or tax advice. All materials provided are for informational purposes only. You should consult a qualified financial advisor, attorney, or tax professional for advice tailored to your situation before making any financial decisions.

 
Licensing & State Availability
Keyah Vinson is a licensed life insurance agent and operates independently. Services may not be available in all states. Currently licensed in:

CA, VA, TX, DE, NV, HI, WY, CT, RI, UT, KS, WI, NM, PA, MS, TN, OK, AR, AK, DC, ID, IA, LA, ME, MN, MT, NE, NJ, ND, OR, SD, WV

If you reside outside of these states, services may be limited or unavailable.

 
State-Specific Notices
California (CA): This is a solicitation for insurance. CA License #4076437
Texas (TX): This website is operated by a licensed insurance agent and may constitute a solicitation for insurance.
Nevada (NV): Products and services are offered through a licensed insurance agent. Availability varies by state.
Services are only offered in states where the agent is properly licensed. If you reside in a state where we are not licensed, this website should not be considered a solicitation or offer of insurance.

 
Hypothetical and Illustrative Content
Any figures, case studies, or charts used on this website are for educational and illustrative purposes only. These examples do not guarantee future performance and do not represent actual client results. All quotes and illustrations depend on the accuracy of information provided and underwriting guidelines of individual carriers.

 
Compensation Disclosure
Tier’d Life and its licensed agents may receive commissions or other compensation from insurance carriers when a policy is issued. This does not affect your cost, nor does it influence the objectivity of our recommendations. We are committed to acting in your best interest based on suitability and product availability.

 
Carrier Independence
Tier’d Life is independently owned and operated and is not affiliated with any specific insurance carrier or financial institution. All product recommendations are made based on client suitability, needs, licensing, and availability.

 
Marketing, Consent, and Communication
By using this website or submitting your information through forms, calendars, or lead funnels, you consent to be contacted by Tier’d Life and its licensed agents via:

Phone calls
Emails
Text messages (SMS)
Communications may be for educational, scheduling, or marketing purposes related to life insurance, health insurance, and annuity services.

Message frequency may vary
Message and data rates may apply
To opt out, reply "STOP" to any text message
For help, reply "HELP" or contact us directly
You may unsubscribe from emails by clicking the unsubscribe link included in each message
 
Affiliate and Referral Disclosure
We may refer you to outside service providers or partner platforms. In some cases, we may receive referral compensation or commissions. We only recommend partners we believe provide value and professional integrity.

 
Third-Party Links
This site may contain links to third-party websites. Tier’d Life is not responsible for the content, security, or privacy practices of those sites. We encourage you to review their privacy policies separately.

 
Disclaimer of Liability
Use of this site does not establish a client-agent relationship. Submission of information does not obligate you to purchase any services or products. Tier’d Life is not liable for decisions made based on the information provided on this site.

 
Contact Information
Tier’d Life
Operated by Keyah Vinson
San Diego, California
Email: [email protected]
Phone: 619-902-1791
Website: tierdlife.com